It’s Never Too Early to Start Planning for Retirement

It’s Never Too Early to Start Planning for Retirement

January 10, 2021
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At One Financial Services, we believe it is never too early to start planning for retirement. The longer your money can grow and accumulate, the easier it is to weather the ups and downs of the economy and take advantage of compound earnings.

The longer you invest in your retirement, the more flexibility you’ll have about what that retirement will look like. The more wealth you accumulate, the easier it is to turn a traditional retirement into an early retirement or to turn a “We’re stuck at home” retirement into a “Where shall we travel to next” retirement. 

One of the best places to start saving for retirement, if it’s available to you, is an employer-sponsored plan. Your HR or Benefits Department can help you understand your options and get you started. Most employer retirement plans offer incentives to encourage you to save such as matching a portion of your contribution, and employer plans are tax efficient.

Once your employer plan is established, or if you don’t have an employer plan, we can help you analyze your next move by looking for an individual account you control. IRA, Roth IRA, and Non-qualified accounts can be good places to start.

When you join One Financial Services, you’re joining a team of highly qualified financial professionals. We believe saving for retirement is like running a marathon…you need to prepare and build up your endurance. If you’re dedicated to making it across that finish line, we’ll help you do what it takes to succeed.

Think of One Financial Services as your coach and your road crew, with you every step of the way.